In the United States, to qualify as an accredited investor, an individual typically needs to meet one of the following criteria: 1. An annual income of at least $200,000 (or $300,000 combined with a spouse) in each of the last two years, with a reasonable expectation of maintaining that income level in the current year 2. A net worth of over $1 million, either individually or jointly with a spouse, excluding the value of the primary residence.